Subsidies to owner-occupiers : some estimates from data on individual households
In this paper, the subsidies accruing to owner-occupiers in the Newcastle travel-to-work area for the period 1985-87 is examined. Data at the micro level from two building societies are used to produce estimates of the impact of mortgage-interest
The position and role of former public sector homes in the owner-occupied sector : new evidence from the Scottish housing market
Housing ; Housing market ; Housing occupance ; Owner-occupier ; Price fixing ; Public sector ; Scotland ; United Kingdom
Survey evidence shows that the resale market is not predominantly a first-time-buyer market. Half ot those who have purchased former public sector dwellings were already owner-occupiers at the time. Buying an ex-RTB property presented an opportunity
Birmingham ; England ; Financing ; Housing ; Housing cost ; Housing market ; Housing policy ; Owner-occupier ; Profitability ; Residential environment ; Taxation system ; United Kingdom
This distribution is examined among households in the owner-occupied and public-rented sectors in the Birmingham area (UK). The results presented indicate that tax-expenditures tend to be more regressively distributed than subsidies to tenants
Acquiring property ; Credit ; Finance ; Housing ; Housing market ; Ireland ; Owner-occupier ; Real estate development ; Real estate market ; Suburbanization
building society personnel, it is argued that the restructuring of the mortgage market in the 1980s has significantly altered the set of social relations between agents in the market. The impacts were negative on the owner-occupied sector.
The AA. analyse the British Social Attitudes Surveys for 1989 and 1991 in order to identify which groups in the population have most reduced their support for owning. The largest reduction has been amongst the groups who are already most marginal
Housing appreciation (depreciation) and owners’ welfare : an alternative view
Housing ; Housing cost ; Model ; Owner-occupier ; Utility fonction
This paper treats property tax as an annual taxation and measures mortgage loan as a portion of house value when it was purchased. It is shown that if a house owner adjusts his/her house size in response to a price change, then with a low mortgage
loan (or no mortgage), the owner will be better off only when there is a large appreciation or depreciation, while he/she cannot be better off under depreciation if he/she bought that house largely via a mortgage loan.
Infrastructure ; Local development ; Man-environment relations ; Owner-occupier ; Prekmurje ; Rural area ; Second home ; Slovenia ; Spatial distribution ; Tourism ; Upper Carniola
The A. presents the function of second homes in the Municipalities of Cerklje na Gorenjskem and Komen. It outlines the main pull factors that caused the phenomenon of second homes, their spatial distribution and the regional origin of their owners
. The A. also outlines the owners' influence on the infrastructure improvements, the modifications of residential function and the owners’ relationships toward the locals and the environment. - (IKR)
Acquiring property ; England ; Family income ; Financing ; Housing ; Housing cost ; Housing occupance ; Owner-occupier ; United Kingdom
The AA. examine the potential of council tenants and private-sector renters in England to become owner-occupers, using data from the 1988 Survey. Methods pioneered by Littlewood are applied in the paper. A sensitivity analysis is also presented
The purpose of this paper is to examine the impact of the condominium sector on a household's tenure transition by comparing condominium owner-occupants who moved from the rental market with those who moved from the ownership market. The focus
Since 14 years public-sector dwellings in England have transferred to the owner-occupied sector. The paper examines the contribution of council house sales to the recent growth of home ownership and price relationships between former council homes