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  • Mortgage finance and housing provision in Ireland, 1970-90
  • Acquiring property ; Credit ; Finance ; Housing ; Housing market ; Ireland ; Owner-occupier ; Real estate development ; Real estate market ; Suburbanization
  • building society personnel, it is argued that the restructuring of the mortgage market in the 1980s has significantly altered the set of social relations between agents in the market. The impacts were negative on the owner-occupied sector.
  • Using a structures of housing provision framework, the A. examines the dynamics of the Irish housing market over the period 1970-90. Combining data on macro-level trends in housing finance with information gathered from interviews with senior
  • Regional differences in mortgage demand and mortgage instrument choice in the UK
  • England ; Finance ; Household ; Housing cost ; Income ; Indebtedness ; Monetary policy ; Mortgage market ; Regional disparities ; Scotland ; Social geography ; United Kingdom ; Wales
  • This paper presents empirical evidence of regional variations in mortgage choice decisions within the UK's mortgage sector. Utilizing British Household Panel Survey data for the years 2001, 2007 and 2008, it suggests that a household's decision
  • to choose a variable rate mortgage is more likely to occur in areas with lower incomes and affordability rates, such as Northern England, Scotland and Wales. Since variable rate mortgages are more sensitive to income and monetary policy shocks
  • , the disproportional distribution of variable contracts within the mortgage sector may have a differential impact on the regions.
  • Sociology and geography of mortgage markets : reflections on the financial crisis. Symposium
  • Capitalism ; Credit ; Europe ; Finance ; Financial flow ; Globalization ; Housing ; Housing crisis ; Mortgage market ; Subprime crisis ; United States of America
  • The disappearance of race in mortgage lending
  • Atlanta ; Ethnic minority ; Georgia (USA) ; Housing ; Housing market ; Mortgage lending ; Social geography ; Social inequality ; United States of America
  • Mortgaged metropolis : evolving urban geographies of residential lending
  • Atlanta ; Finance ; Georgia (USA) ; Housing ; Housing market ; Investment ; Residential environment ; United States of America ; Urbanization
  • Atlanta is used as a case study to assess changes in the spatial allocation of mortgage capital, the persistence of racial disparities in loan rejection, and the systematic disinvestment from urban neighborhoods that cannot be justified on the basis
  • Residential mortgage lending in metropolitan Toronto : a case study of the resale market
  • Bank ; Banking system ; Capitalism ; Credit ; Finance ; Financial flow ; Financial market ; Financial services ; Investment ; Market regulation ; Social exclusion ; United States of America ; Urban development
  • The rise of mortgage-backed securities: struggles to reshape access to credit in the USA. Mortgage lending and race: is discrimination still a factor? The relationship between the eroding competitive position of the banking industry and a geography
  • Redlining in the housing market occurs when building societies explicity delineate sections of cities where they will not usually grant mortgages. It is considered as part of the broader question of credit rationing, and derives a number
  • of alternative passible explanations of the spatial distribution of mortgage finance. These are considered using data on house sales, and surveys of building society managers and house buyers in Glasgow.
  • Race, gender, and statistical representation : predatory mortgage lending and the US community reinvestment movement
  • Credit ; Housing ; Housing market ; Marginality ; Social discrimination ; Social exclusion ; United States of America ; Urban society ; Washington D.C.
  • Is predatory mortgage lending activity spatially clustered ?
  • Acquiring property ; Housing ; Housing policy ; Mortgage market ; Pennsylvania ; Philadelphia ; Predatory lending ; Spatial concentration ; United States of America ; Urban area
  • An appetite for yield : the anatomy of the subprime mortgage crisis
  • Credit ; Finance ; Financial institution ; Mortgage market ; Risk ; Subprime crisis ; United States of America
  • Mortgage-related issues in a crisis economy : evidence from rural households in Ireland
  • Economic crisis ; Household behaviour ; Housing ; Ireland ; Living standard ; Mortgage market ; Neo liberalism ; Real estate property ; Rural area
  • Acquiring property ; Finance ; Great Britain ; Housing ; Housing cost ; Housing market ; Indebtedness ; Inflation ; Interest rate ; Liberalisation ; Market regulation ; Owner-occupier ; United Kingdom
  • The paper is concerned with the emergence in the early 1990s of a large group of domestic mortgage holders whose property had fallen below the value of the mortgage advance used to purchase that property. This emergence is traced to the conjunction
  • The ending of mortgage rationing and its effects on the housing market : a simulation study
  • Canada's housing bubble story : mortgage securitization , the state, and the global financial crisis
  • Bank ; Canada ; Financial crisis ; Housing ; Indebtedness ; Mortgage market ; Price fixing ; Real estate market
  • The demand for building society mortgage finance in Northern Ireland and Scotland
  • Credit ; Finance ; Financial aid ; Financing ; Housing ; Housing market ; Housing policy ; Northern Ireland ; Scotland ; United Kingdom
  • Geographic variation in mortgage discrimination : evidence from Los Angeles
  • California ; Credit ; Ethnicity ; Financial aid ; Housing ; Land value ; Los Angeles ; Model ; Racial discrimination ; Real estate market ; Town ; United States of America ; Urban district
  • Mortgage lending and residential integration in a hypersegregated MSA : the case of St Louis
  • Acquiring property ; Ethnic community ; Housing ; Housing market ; Housing policy ; Missouri ; Owner-occupier ; Saint Louis ; Segregation ; United States of America ; Urban area ; Urban development ; Urban structure
  • Exploring the neighborhood contingency of race discrimination in mortgage lending in Columbus, Ohio
  • Financial aid ; Housing ; Housing market ; Minority ; Ohio ; Racism ; Segregation ; Social discrimination ; United States of America ; Urban district
  • Residential security, risk, and race : the homme owners' loan corporation and mortgage access in two cities
  • Acquiring property ; Housing ; Housing market ; Impact ; Pennsylvania ; Public assistance ; Risk ; Security ; Segregation ; United States of America ; Urban district